Flexible Payment Plans Available
Financing Options
Fix It Now. Pay Over Time.
Your foundation will not wait for a convenient time to fail. We offer multiple financing options so you can get the repair done now and spread payments over time. Zero down, quick approval, and plans that fit real budgets.
Payment Plans
Choose the plan that fits your budget
We partner with established lending institutions to offer multiple financing options. All plans feature zero down payment and no prepayment penalties.
Standard Payment Plan
No interest if paid within 12 months
Our most popular financing option. Spread the cost of your repair over 12 months with zero interest if the balance is paid in full before the promotional period ends. No prepayment penalties.
- 0% APR for 12 months
- Monthly payments as low as $150/month
- No prepayment penalty
- Quick approval process (usually same day)
Best for: Homeowners who can pay off the balance within a year
Extended Payment Plan
Low monthly payments up to 60 months
For larger repairs or tighter budgets, extended financing spreads payments over 2 to 5 years. Fixed interest rates and predictable monthly payments make budgeting straightforward.
- Terms from 24 to 60 months
- Fixed interest rates (subject to credit approval)
- Monthly payments as low as $99/month on qualifying projects
- No prepayment penalty
Best for: Larger repair projects ($8,000+) or homeowners who prefer lower monthly payments
Same-as-Cash Short Term
Pay within 6 months, no interest charged
A shorter promotional window for homeowners who want to move quickly. Zero interest if the full balance is paid within 6 months. Ideal for smaller repairs like polyjacking or partial pier jobs.
- 0% APR for 6 months
- No application fee
- Approval in minutes
- Works well for repairs under $5,000
Best for: Smaller repairs where you can pay off quickly
Simple Process
How financing works
Getting approved is fast and straightforward. Here are the four steps from estimate to repair.
Get Your Free Inspection
We inspect your foundation and provide a detailed scope of work with exact pricing. You know the full cost before any financing discussion happens.
Choose Your Plan
Review the financing options with your project coordinator. We help you compare monthly payments and total cost for each plan so you can pick the one that fits your budget.
Quick Approval
The application takes about 5 minutes and approval is typically same-day. We work with multiple lending partners, so even if one declines, we often have alternative options.
Repair Begins
Once financing is approved, we schedule your repair. You do not pay anything out of pocket upfront. The first payment is typically due 30 days after the work is completed.
Cost Context
What foundation repair actually costs in Austin
Understanding the typical cost range helps you plan your budget and evaluate financing options realistically. These ranges reflect current Austin-area pricing for residential foundation work.
Every project is different. The exact cost depends on the number of piers needed, the depth required to reach stable bearing strata, accessibility, and whether additional work like plumbing repair or drainage correction is included. We provide exact, itemized pricing after the free inspection.
See our full pricing guideAustin Repair Cost Ranges
- Polyjacking (leveling)
- $2,000 to $5,000Same-day completion
- Partial pier installation (5-10 piers)
- $4,000 to $8,0001 to 2 day job
- Full perimeter pier job (15-25 piers)
- $8,000 to $15,0002 to 3 day job
- Complex repair with drainage
- $12,000 to $20,000+Multi-day project
Financing questions
- What credit score do I need to qualify?
Our lending partners work with a range of credit profiles. Most applicants with a score of 600 or above qualify for at least one of our financing options. If your credit is below 600, we may still have options available through alternative lending partners. The application itself is a soft pull that does not affect your credit score.
- Is there a down payment required?
No. All of our financing plans are zero down. The first payment is typically due 30 days after the repair is completed. You do not need to pay anything out of pocket to get the work started.
- Can I pay off the loan early without a penalty?
Yes. All of our financing plans allow early payoff with no prepayment penalty. In fact, we encourage it. For the promotional 0% APR plans, paying off the balance before the promotional period ends means you pay zero interest total.
- Does applying for financing affect my credit score?
The initial application is a soft credit inquiry, which does not impact your score. If you accept a financing offer and proceed, the lender will perform a hard inquiry at that point, which may have a minor, temporary impact on your score.
- What if I get declined?
We work with multiple lending partners. If one declines your application, we can often submit to an alternative lender. We also offer a cash discount for homeowners who prefer to pay in full at the time of service. Our goal is to make sure your foundation gets repaired regardless of your financial situation.
- Can I finance just the piers and pay cash for the rest?
Yes. We can structure partial financing if that works better for your budget. For example, you might finance the pier installation and pay cash for drainage work or cosmetic repairs. We are flexible and will work with you to find the best arrangement.
- How much does foundation repair typically cost in Austin?
Residential foundation repairs in the Austin area typically range from $2,000 for minor polyjacking to $15,000 or more for extensive pier installations. The average pier job runs $6,000 to $12,000 depending on the number of piers and the complexity of the repair. We provide exact pricing after the free inspection.
Do not let budget delay a critical repair.
Foundation problems get more expensive the longer you wait. With 0% financing and zero down, there is no reason to postpone. Get a free inspection and exact pricing first, then decide how you want to pay.
0% APR available · Zero down · Same-day approval · No obligation